Payment processing is the system that enables a business to accept electronic payments — credit cards, debit cards, ACH transfers, and digital wallets — from customers. For field service businesses, integrated payment processing means customers can pay invoices online via a payment link, eliminating the delays of check-based payments. Processing fees typically range from 2.5-3.5% per transaction, but the speed of collection far outweighs the cost.
A landscaping company switches from collecting checks to sending invoices with embedded payment links. Their average collection time drops from 18 days to 2 days, and their accounts receivable balance decreases by 60%.
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